IDFC FIRST Wealth

Premium card with excellent rewards and low interest

Best Reward CardsBest Airport Lounge Card

Annual Fee

₹2,999

Joining Fee

₹2,999

Reward Rate

6.0X

Cashback

0.0%

Lounge Access

8/year

Key Benefits

6X rewards on all spends
8 lounge visits per year
Never expiring points
Low interest rate

Fees & Charges

Joining Fee ₹2,999

Annual Fee ₹2,999

Interest Rate (APR) 0.99% p.m.

Fuel Surcharge Waiver 1.0%

Eligibility

Minimum Credit Score

Excellent Credit

750 - 900

Credit Limit (Up to)

₹500,000

Instant Approval

Issuing Bank

IDFC Bank

Apply for this Card

Card Rating

4.5

Based on user reviews

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