Best Credit Cards in India 2024

Discover top-rated credit cards across all categories

Best Rewards Best Travel Best Cashback No Annual Fee Airport Lounge Best Shopping

Best Reward Cards

Maximize your reward points on every spend

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Axis Bank

Axis Magnus

4.7

Reward Rate 12.0X

Annual Fee ₹12,500

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IndusInd Bank

IndusInd Pinnacle

4.6

Reward Rate 6.0X

Annual Fee ₹12,499

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HDFC Bank

HDFC Regalia

4.5

Reward Rate 4.0X

Annual Fee ₹2,500

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Best Travel Cards

Perfect for frequent travelers

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Axis Bank

Axis Magnus

4.7

Lounge Access Unlimited

Annual Fee ₹12,500

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IndusInd Bank

IndusInd Pinnacle

4.6

Lounge Access Unlimited

Annual Fee ₹12,499

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HDFC Bank

HDFC Regalia

4.5

Lounge Access 12/year

Annual Fee ₹2,500

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Best Cashback Cards

Get money back on your purchases

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ICICI Bank

ICICI Amazon Pay

4.6

Cashback Rate 5.0%

Annual Fee FREE

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Axis Bank

Axis Flipkart

4.4

Cashback Rate 5.0%

Annual Fee FREE

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HDFC Bank

HDFC Millennia

4.3

Cashback Rate 5.0%

Annual Fee ₹1,000

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No Annual Fee Cards

Lifetime free credit cards

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ICICI Bank

ICICI Amazon Pay

4.6

Annual Fee FREE FOREVER

Reward Rate 1.0X

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Axis Bank

Axis Flipkart

4.4

Annual Fee FREE FOREVER

Reward Rate 1.5X

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IDFC Bank

IDFC FIRST Classic

4.1

Annual Fee FREE FOREVER

Reward Rate 1.0X

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Best Airport Lounge Cards

Complimentary lounge access worldwide

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Axis Bank

Axis Magnus

4.7

Lounge Access Unlimited

Annual Fee ₹12,500

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IndusInd Bank

IndusInd Pinnacle

4.6

Lounge Access Unlimited

Annual Fee ₹12,499

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HDFC Bank

HDFC Regalia

4.5

Lounge Access 12 visits/year

Annual Fee ₹2,500

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Best Shopping Cards

Maximum benefits on shopping spends

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ICICI Bank

ICICI Amazon Pay

4.6

Cashback 5.0%

Annual Fee FREE

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Axis Bank

Axis Flipkart

4.4

Cashback 5.0%

Annual Fee FREE

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HDFC Bank

HDFC Millennia

4.3

Cashback 5.0%

Annual Fee ₹1,000

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